How can a church protect itself against the loss of a senior pastor?

If attendance declines how can salaries and bills get paid?

How will church loans be paid off?  How will this affect the credit of

the church?

Noted author and tax attorney Richard Hammar estimates that it takes a

church two years to recover financially from the death of a senior

pastor.  With Key Man insurance the church is the owner, premium-payer,

and beneficiary of the policy.  The insurance provides needed cash flow

to continue the running of the church, as well as to recruit and train a

successor pastor.  A key man policy can also provide for a pastor's

family by naming them a co-beneficiary.

Loans for the church can be secured by naming the lender as a

beneficiary for the life of the loan.

For more information please call Barbara Coetzee, Registered Sales

Assistant at 1-888-884-4574 ext. 116 or email  This e-mail address is being protected from spambots. You need JavaScript enabled to view it